UA-140657575-1
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.
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www.c2financialcorp.com
Broker # 01821025; NMLS # 135622
www.nmlsconsumeraccess.org
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Financial Institutions, Broker # 919209; California Bureau of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MLD1136; Idaho Department of Finance, Broker license # MBL-9475; Oregon Division of Finance, DFR# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, ID, OR, MS and TX. https://www.sml.texas.gov/
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
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Ryan Kemp
Sr. Loan Originator
CA - DOC238288
AZ - 0945132
CO - 100036888
FL - LO51017
ID - MLO-2080238288
OR - 238288
TN - 238288
TX - 238288
MS - 238288
NMLS #238288
DRE #01255427
12230 El Camino Real Suite 100
San Diego, CA 92121
Phone: (714) 397-2595
Ryan@KempMortgage.com
www.KempMortgage.com
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